Unclaimed/Uncashed Checks

Intention to Reclaim Uncashed Checks

Current law requires that municipal treasurers wait three years before an uncashed check may be deemed abandoned and start the process of reclaiming the funds.

In Accordance with MGL Chapter 200A Section 9A, the City of Lowell posted for 60 days starting March 11, 2025, its Tailings (Uncashed Checks) List.

The below "Notice of Named Persons Appearing to Be Owners of Funds Held by the City of Lowell and Deemed Abandoned" has been advertised in the Lowell Sun.  Once advertised, checks may be claimed up to one year from the date of the advertisement after which they will be reclaimed by the City of Lowell.

To claim funds please fill out and submit the Indemnification Agreement to the Treasurer's Office, as well as any other documentation that may be needed to validate the claim. Once all necessary documentation has been submitted, the claim will be reviewed, and if deemed valid, will submit for a check to be reissued.

The Indemnification Agreement can be mailed or delivered in person to the Treasurer's Office at 375 Merrimack Street Room 30, Lowell, MA 01852 or emailed to payonline@lowellma.gov with the subject as "Outstanding Check/Unclaimed Funds".

Please make sure you include all required documentation listed in the Indemnification Agreement.  Any missing documentation will cause the claim to be automatically rejected.

The following lists were advertised in the Lowell Sun, and claimants have one year from the date of the advertisement to make a claim to the funds after which the city will reclaim the funds.

First Notice of Named Persons Appearing to Be Owners of Funds Held by the City of Lowell and Deemed Abandoned (Uncashed Checks) - Advertised on May 12, 2025.  Must submit a claim by May 12, 2026.

Second Notice of Named Persons Appearing to Be Owners of Funds Held by the City of Lowell and Deemed Abandoned (Uncashed Checks) - Advertised on June 12, 2025.  Must submit a claim by June 12, 2026.

Indemnification Agreement

Additional Information

Please note claims submitted can take up to 8 weeks before a replacement check is issued. If you have any questions, please call the Treasurer's office at 978-674-4222 and ask for Donna.

Other Outstanding Checks Over 90 Days Old